Borrower’s List of Items Required

*Only Items That Apply*

Borrower Name:                                                                   

·        SS #

·        Drivers License

Income Items:

·        Employment – monthly salary – recent pay stub with ytd – name, address employer

·        W-2 – most recent

·        Federal Tax Returns Personal - most recent - 2 years – if self employed

·        Federal Tax Returns Corporate / Partnership / S Corp - most recent - 2 years – business *including K-1’s*

·        Employment Gaps - explanation of gaps within a two year period

·        Bank Statements Checking / Savings – account numbers and balances

·        Investment Accounts– value of stocks, bonds, mutual funds, 401K, IRA’s – any loans against investment accounts

·        Social Security / Retirement Awards Letter

·        Child Support / Alimony Arrangements – court order documentation and terms

·        Divorce Papers / Separation Papers

Credit Items:

·        Mortgage Information – all existing including investment property

·        Rental Information – landlord name, address, phone number, copy of current rental agreement

·        Bankruptcy Information

Other Items:

• Credit Card Debt – name, account numbers and balances - if business pays for – 12 months of cancelled checks required not to count in total expense qualifying ratios
• Auto / Boat Loans – not on Tri Merge Credit Report
• Other Assets – paid off car / boat / house etc…
• Insurance – home owners – renters – contact name and phone number
• VA Certificate of Eligibility – VA Form DD214, VA Form 1880, Statement of Service
• Appraisal Check – check for $450.00 payable to American Homestead Mortgage Trust – once you have accepted Buy Sell Agreement for purchase or are moving forward with a refinance